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Flooded acres? They're covered, RMA says

Jeff Caldwell 06/24/2011 @ 3:05pm Multimedia Editor for Agriculture.com and Successful Farming magazine.

It's a mess out there this summer -- flooding in the Souris, Missouri and still some in the Mississippi and Ohio rivers is leaving a lot of farm land covered in either river water or silt. Or, washed out beyond recognition.

But, if you farm some of those acres affected, the federal government assures you that you'll be covered under the federal crop insurance program. Officials with the USDA Risk Management Agency (RMA) announced Thursday the program will cover those acres flooded this spring and summer.

"USDA wants to assure affected producers that this flood event is covered by crop insurance for those insured farmers and ranchers in the flooded area," says RMA Administrator William Murphy. "The flooding happening now is the result of extraordinary amounts of rainfall this spring and winter snow runoff, which is a natural cause of loss and is covered by crop insurance. We've spoken to the crop insurance companies and they assure us that they have adequate staff with additional adjusters sent as needed to help settle claims as soon as they can get into the fields."

In addition to the fields flooded by natural flooding, that caused by the "breach of a water-supporting structure," like at the Birds Point levee in southeastern Missouri and southwestern Illinois, will be covered.

"Some farmers have voiced concerns that the flooded lands may not be covered by crop insurance if there was breach of a water-supporting structure near their land, such as the collapse of a levee, but Murphy noted that actions taken by the Army Corps of Engineers to lessen property damage have not affected the coverage farmers have paid for with their crop insurance premiums," according to an RMA report.

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