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FBN Unveils New Health Care Option for its Members

Farmers Business Network’s FBN Health to provide ‘farmer-focused health care coverage.’

For members of Farmers Business Network, there is a new health care option to choose from.

FBN Health, a new benefit to FBN members, is a collaboration with Lifestyle Health Plans to help its members secure “farmer-focused health care coverage,” Farmer’s Business Network posted in an email to members last week. The email says FBN Health is a response to member demand for new, affordable health care options.

Company officials say much more information about FBN Health will be unveiled at the annual Farmer2Farmer Conference this week in Omaha, Nebraska. However, some details about FBN Health were unveiled in the email to FBN members. 

There are four different plans, each of which has a different deductible and features. The premium price per month varies based on the plan, number of people on the policy, plus other factors. Users of FBN Health will gain access to several features, including:

  • Health coverage for family and farm employees, including medical, dental, and vision
  • Free, 24-7 telephone access to a doctor, at $0 co-pay
  • A large network of regional and national providers

According to FBN, Lifestyle Health Plans offers “…level funded plans that are fully underwritten, allowing them to provide much lower rates for relatively healthy members of your family or farm employees. Between our unique approach and the power of the FBN network, members may see 25% to 35% savings under the right circumstances.” Lifestyle Health Plans is a subsidiary of Medova Healthcare Financial Group of Wichita, Kansas. 

To be eligible for FBN Health, members must have at least two full-time farm employees (one may be a spouse).

FBN members in 11 states – Arkansas, Illinois, Indiana, Iowa, Kansas, Missouri, Nebraska, North Dakota, Ohio, Oklahoma, and South Dakota – can enroll at any time during the year, and members in Minnesota can enroll beginning April 1, 2019, with more states coming soon. Learn more at

Successful Farming magazine will cover the FBN Health press conference at Farmer2Farmer on Thursday, December 13, with more information about the program to follow. 

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